The business plan gives a very clear description of the entrepreneurial idea and its effects as well as the means, resources and methods needed for its implementation. It provides basic information about the investor, his financial position and the expected changes after the investment, and it also demonstrates the efficiency of the investment through the possibility of return on investment and the achieved profit. The business plan defines the goals and the value of the investment, sources of financing, and also projections of the future cash flow and operating results over a period of time, most often in the period of completing the financing structure. It not only serves those who are starting a new business or upgrading an existing one, but is often the source based on which external factors evaluate the risks and the profitability of the investment. These are primarily investment banks and other investors, business partners or suppliers. Business plans are required as part of the documentation for obtaining loans up to HRK 750,000, guarantees from commercial banks, HBOR (Croatian Bank for Reconstruction and Development), HAMAG-BICRO (Croatian Agency for SMEs, Innovations and Investments) etc.
The investment study is quite similar to the business plan as regards the contents, but it is somewhat larger in scope. Our methodology has been approved by banks and other creditors, and it is tailor-made for every single entrepreneurial venture. Investment studies are required as part of the documentation for obtaining loans in excess of HRK 750,000, guarantees from commercial banks, HBOR, HAMAG-BICRO etc.
The investment study is a significant document that is primarily made for own purposes:
- making an investment study takes both time and money
- the investment study gives you a clear picture of the business opportunity
- it helps you streamline and manage your business activities
- it facilitates obtaining bank loans KREŠO
- it facilitates attracting potential partners
- it enables faster and easier communication with business partners and financial institutions